Why Revolut Ultra Might Be The Ultimate Creator Bank Account

Last year, while preparing for a trip to Thailand, I stumbled upon what might be the steal of the century for creators - especially if you're doing any kind of travel or remote work. I'm talking about Revolut Ultra, and it's completely changed how I think about creator banking.

Now, I know what you're thinking - another premium bank account? But stick with me here, because this is different. At £50 per month, it's not cheap, but the benefits stack up to make it a no-brainer for the right creator.

The Immediate Game-Changers

Let's start with the perk that got me most excited: three WeWork day passes every month. If you've ever tried to find a reliable place to work while traveling or just needed a change of scene, you know how valuable this is. These passes give you a guaranteed great desk, fast WiFi, and free coffee (or beer!) in any major city.

Travel Benefits That Actually Matter

As creators, many of us are embracing more flexible lifestyles - whether that's full nomad or just regular trips for events and networking. Here's where Ultra really shines:

• Free airport lounge access, most often multiple options (yes, with showers - a game-changer for long travel days)
• Zero-fee cash withdrawals worldwide
• Spot prices for currency exchange
• A monthly global eSIM (3GB) - perfect for that crucial airport-to-hotel journey

Here's a real example: I lost my card while traveling and had to use my regular bank account. A single £150 cash withdrawal cost me about £20 in fees - fees I'd completely avoided with Ultra up until then.

The "Really? That Too?" Benefits

This is where it gets a bit ridiculous. The account includes subscriptions that many creators are already paying for:

• NordVPN (essential for secure remote work)
• Masterclass (currently working through Neil Gaiman's storytelling course)
• Financial Times subscription
• Perplexity (I was already paying for this separately)
• Chess.com premium
• Headspace
• Freeletics (a personal trainer in your pocket)

Points and Perks That Add Up

The rewards system is genuinely impressive:

• 20x points on hotel bookings through the app
• Points can be converted to airline miles
• Substantial discounts on experiences and activities
• Car hire vouchers

Is It Worth It For Creators?

Here's my honest take: if you're a creator who:

• Travels for events or work
• Uses co-working spaces occasionally
• Values continuous learning
• Needs reliable remote work tools

Then yes, this account can actually save you money while upgrading your work setup. I've extracted more value from the benefits than I've paid in fees, especially when converting points to airline miles.

The Fine Print

Revolut Ultra is available in:

• Australia
• Brazil
• EU
• Japan
• New Zealand
• Singapore
• Switzerland
• UK
• US
• French and British overseas territories

Making It Work For Your Business

The key to getting value from Ultra is actually using the benefits. Here's how I maximize it:

1. Schedule Regular Work-From-Anywhere Days
   Use those WeWork passes strategically for focused work sessions
2. Stack Travel Benefits
   Plan your trips around lounge access and zero-fee withdrawals
3. Replace Existing Subscriptions
   Cancel any duplicate subscriptions included with Ultra
4. Maximize Points on Business Expenses
   Use the card for business travel and accommodation to build points quickly

My Personal Bottom Line

After several months of use, Revolut Ultra has become an essential part of my creator toolkit. It's more than just a bank account - it's a collection of tools that actually make sense for the modern creator lifestyle.

Is it perfect? No. You'll need to do the math based on your specific situation. But if you're a creator who values flexibility and travels even occasionally, it's worth a serious look.

And hey, if nothing else, having a guaranteed great workspace in any major city is pretty sweet. Just remember to bring headphones - those WeWork spaces can get chatty!